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Leasing & Finance Options

Through our leasing & finance options we are able to offer our clients financing facilities enabling you to invest in tomorrows technology - today, with suitable packages and terms to suit all businesses and organisations.

By leasing your system through our finance options you can reduce the pressure on your finances and cash flow as it replaces a substantial cash investment with a much smaller regular payments over a period of time to suit you, from twelve months to ten year, depending on the scale of the sytems involved.  

  • 100% Tax Deductible
  • Free up your Cashflow
  • Leaves Existing Credit Lines in Tact
  • Fixed Regular Payments
  • Regular Payments to Suit You
  • Terms 12 Months to 10 Years

100% of your lease payments can be set against your company corporation tax liabilities in the same tax year. An outright purchase however is treated as an asset and this means that only a depreciating proportion of its value can be written down against tax each year. Through our leasing & finance options we are able to offer our clients financing facilities enabling you to invest in tomorrows technology - today, with suitable packages and terms to suit all businesses and organisations.

By leasing your system through our finance options you can reduce the pressure on your finances and cash flow as it replaces a substantial cash investment with a much smaller regular payments over a period of time to suit you, from twelve months to ten year, depending on the scale of the systems involved.

Click here to Download the Leasing Guide

 

The Major Key Drivers of Leasing

The major key drivers of leasing are;

* Fixed costs - No large capital investment outlay required to pay for the equipment.
* Overhead cost of installation rolled into rental payment.
* Maintenance can be included within the scheme to provide long term peace of mind.
* Existing credit facilities are kept intact for other purchases.
* Rental payments are 100% tax deductible, reducing your company tax liability each year.

As your needs change and the business grows, additional equipment can be added to the systems lease, by upgrading your existing plan and rolling into a new plan along with the costs for new equipment.

Please call for further details and how we can tailor a packages to suit your individual organisations needs.

Click here for sample Lease Cost Calculator


Example Lease Costs Against Cash Purchase

An organisation wishes to buy a new item of equipment. Two options are available, either to buy the equipment outright for cash or to use leasing method.

Equipment Price: £5,250 Lease Period: 3 years Frequency: Monthly Company Tax Rate: 30%

Cash Purchase

Tax relief is only available on the capital allowances on the equipment.

Year 1 (Capital Allowance) 25% of £5,250 = £1,312.50 Less 30% (Tax Relief) = £393.75
Year 2 (Capital Allowance) 25% of £3,938 = £985.00 Less 30% (Tax Relief) = £295.50
Year 3 (Capital Allowance) 25% of £2,954 = £739.50 Less 30% (Tax Relief)= £221.85

Lease Rental

Tax relief is available on all rentals, in this case at a rate of 30%.

Year 1 12 x Rentals Paid of £178.50 Less 30% (Tax Relief) = £642.60
Year 2 12 x Rentals Paid of £178.50 Less 30% (Tax Relief) = £642.60
Year 3 12 x Rentals Paid of £178.50 Less 30% (Tax Relief) = £642.60

Equates to:

Cash Purchase Total Tax Relief: £911.10
Lease Rental Total Tax Relief: £1,927.80

By choosing the lease method, the organisation would gain over £1,016.70 more in tax relief when compared with a cash purchase, assuming the the organisation can claim the Full Rate Corporation Tax.

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